We begin the investment process by exploring with new clients what their financial goals are, what their experience with investing has been, what their tolerance for risk is, what their expected returns might be, etc. Then using that information, we develop a customized asset allocation designed to meet their specific needs. We present that asset allocation to the client and if it is comfortable, we begin to implement the plan by investing in appropriate securities. At MHG & Associates, every client portfolio is unique and individualized Ü we never shoe-horn our clients into off-the-rack asset allocation models or investment products

Significant wealth can be created through successful participation in global economic activity. Our firm's portfolios provide substantial exposure to global capital markets, including to the emerging economies of China, India, and Brazil. We have developed expertise over the last 10 years in discovering companies that continue to take advantage of the increasing demand for consumer goods to support an improving lifestyle in these emerging countries. Our firm is focused on delivering attractive investment returns in an inexpensive and tax efficient manner. Late in the year we review client portfolios and match capital gains and capital losses so that clients are not burdened with large capital gains on which they will have to pay income taxes. We do not like surprises!

Malcolm H. Gissen & Associates believes that knowledgeable, experienced, independent thinking active managers can consistently outperform the equities indices. That is why we are not advocates of passive investing in index funds or in exchange traded funds (ETF's). We leverage our relationships with some of the smartest and most knowledgeable industry and stock analysts in the world to find unusual investment opportunities.

Our firm is often introduced to ñspecial situationsî where companies are raising money and we can participate. Often there are few other American money managers who are presented the same opportunities. We also favor smaller companies because their markets are less efficient and they have far more upside than large-cap companies. For example, a company whose stock is selling for 50 cents that we believe is undervalued might increase $1 in price to $1.50. That would mean our investment has tripled in value. On the other hand, if a $20 large-cap stock increases $1, you have made a 5% return.

We help our clients achieve maximum returns by being very cautious value investors, performing extensive due diligence on investment opportunities, utilizing a wide variety of asset classes including asset classes often overlooked by other money managers, and carefully maintaining our independence. We carefully monitor portfolio companies and apply rigorous discipline in all aspects of portfolio management.

We are seasoned pros with an accumulated 95+ years of experience behind us. In addition to expertise in investments and financial advisory services, we have extensive backgrounds in taxation and law.

Have a look at the faces and names behind Malcolm H. Gissen & Associates.